Terms of Use

Updated as of August 2, 2021

The smartassets.ai website (the “Website”) is operated by SmartAssets (the “Company”). These Terms of Use govern your use of the Website.

1. Acceptance of Terms

By accessing or using the Website, YOU AGREE TO BE BOUND BY THESE TERMS OF USE. If you do not agree, you may not use any portion of the Website.

The Company reserves the right to modify these Terms of Use at any time:

Notices of changes may be posted on the Website.
Continued use of the Website after changes are posted signifies your acceptance of the modified Terms.

2. Limited License

The Company grants you a limited license to:

Access and make personal use of the Website.

Restrictions:

You may not download (other than caching), modify, or use the Website for resale or commercial purposes.
You may not use data mining, robots, or similar tools.
You may not reproduce, duplicate, or copy Website content without the Company’s express written consent.

3. Third-Party Websites and Content

The Website may contain links to Third Party Sites and display Third Party Content (e.g., text, images, software):

The Company does not review or endorse Third Party Sites or Content.
Your access to such sites or content is at your own risk.
You are responsible for reviewing the applicable terms of Third Party Sites.

The Company is not liable for any loss or damage resulting from reliance on Third Party Content.

4. Ownership

All content on the Website (excluding Third Party Content), such as text, graphics, logos, and software, is the property of the Company and protected under U.S. and international copyright laws.

5. Submissions to Company

Any questions, comments, ideas, or feedback you submit to the Company (“Submissions”) are:

Non-confidential
Owned exclusively by the Company

The Company may use Submissions for any purpose, commercial or otherwise, without acknowledgment or compensation to you.

6. DMCA Take-Down Procedure

If you believe your copyrighted work has been used in a way that constitutes infringement:

Provide the following to our Copyright Agent:

A physical/electronic signature of the copyright owner or authorized representative.
A description of the copyrighted work.
A description of where the infringing material is located on the Website.
Your contact information (address, phone, email).
A statement that you have a good faith belief the use is unauthorized.
A statement, under penalty of perjury, that the provided information is accurate.

Contact:
Rich Wulwick, Deputy General Counsel

Address: One World Trade, Flr 65, New York, NY 10016
Phone: +1 (202) 539-6253
Email: rich.wulwick@stagwellglobal.com
Copy to: notice@stagwellglobal.com

7. Privacy

Use of the Website is also governed by our Privacy Policy.

8. Indemnification

You agree to indemnify and hold harmless the Company and its affiliates from any claims, damages, or losses arising from:

Your use of the Website
Your violation of these Terms of Use
Your violation of any third-party rights

9. Disclaimers

The Website is provided “AS IS” and “AS AVAILABLE”.
The Company makes no warranties regarding Website availability, reliability, or content accuracy.
Use of the Website is at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, the Company is not liable for any:

Indirect, incidental, or consequential damages
Loss of profits, data, or goodwill

Maximum liability for any claim is $100.

11. Class Action Waiver

All disputes must be resolved individually. You waive the right to participate in any class action lawsuit.

12. Termination

The Company may terminate or restrict your access to the Website at its sole discretion, with or without notice.

13. General

These Terms of Use are governed by the laws of New York State.
All disputes will be resolved in the courts of New York County, NY.
If any provision is found invalid, the remaining Terms will remain in effect.

14. International Use

You agree to comply with local laws, including export regulations, when using the Website.

15. Contact

For questions regarding these Terms of Use, contact:

Peter McElligott, Deputy General Counsel

Email: peter.mcelligott@stagwellglobal.com
Mail: Rich Wulwick, Deputy General Counsel
One World Trade Center, Flr 65, New York, NY 10016